Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Related Content Protecting Those Who Matter Most The importance of life insurance, how it works, and how much coverage you need. Mortgages in Retirement Explore the benefits and drawbacks to paying off your mortgage prior to retirement with this article. Gap Insurance for Leased Cars If you’re thinking of leasing a new car, then you shouldn’t forget about gap insurance.